Pay bills on time
I will have applied for my first credit card, and pay my monthly's on time
Keep low balances on my credit card
I will have 1-2 credit cards and be paying them on time each month
I will see if I can buy a car for a mode of transportation
I will be paying my rent each month in full on time. And still have my 1-2 credit cards being payed in full on time.
I will merge my husband and I's accounts, and be paying my mortgage on time.